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Lydia Smith
Director of Mortgage Production
NMLS 68670
901-691-2409
lydia.smith@banksouthern.com
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Lydia Smith has spent decades focusing efforts toward bridging the housing gap and helping families build generational wealth through homeownership. "It has long been a guiding passion of mine, and it’s an honor to join a mission-focused organization that for nearly 40 years has been dedicated to these same efforts.”

Southern Bancorp believes that responsible affordable homeownership is an important part of building generational wealth and is an opportunity that should be within reach of everyone, no matter their financial story. Whether you are new to the homebuying process or a seasoned veteran, Southern Bancorp has the tools to help you realize your homeownership dream.


Southern Bancorp
NMLS|422823
400 Hardin Rd Little Rock AR 72211